You have rights as a consumer and as a policy holder and a pubic adjuster will make sure that you are able to exercise those rights to their fullest extent. 

I do the following exercise with my agents the help them get the idea:I pick a very personal item for them.

After all, would you rather rent a 20-30-year-old condo, or a newly built apartment with multiple pools, a theater, a running track, exercise room, free WiFi, etc?

The confusing part to me is that the MLS listings will provide the 1) Gross Annual Income 2) Insurance Expense 3) Gross Annual Expenses, however a quick division exercises reveals that #3 Gross Annual Expenses are 100% of the time less than 30% of #1 Gross Annual Income.

Hello, I have a RE client exercising a 1031 exchange, he has sold his investment property, and he and his son (who will be renting from dad at fair market value) have found a property that requires an owner-occupant.

I think a more instructive exercise is to take a few flips and work the numbers backwards.

You then want to find the median price per sqft (this whole exercise is to do 2 things) 1) check the current and actual validity of the median price per sqft figure the realtor gave you for the area. 2) to help you find your first deal.  

I did have to correct the title company three times on their paper work because they kept drawing the paperwork up as if I was exercising the option and then selling the property that same day for the total price.

The point of this exercise is to determine what level of relief is needed on the loan for the borrowers to maintain the account.  

Each city in Texas has other economic drivers (For example, San Antonio = military, biomed, tourism, etc) that drive our economies, however Houston is very oil-centric, so we are definitely exercising caution there.