Good loans for people who don't fit the Fannie/Freddie mold.I know that is a lot of information so feel free to tag me with any questions.For any future investors who would read this post I would encourage everyone to be prequalified ahead of time. 

@Greg Raymond If real estate is your passion, you are better off spending time with people who will reinforce and encourage you in the right direction.

@Frank Previte Thank you for the advice and encouragement!

I'd encourage you to think about Des Moines as a possible investment target but I'd also encourage you to think about it as a lot more than that. 

 I would encourage you to begin putting together a personal database of everyone you currently know. 

Some of my tenants use Cozy which i encourage on an auto payment. it automaticly adds a late fee if they are late, I make it available for everyone but not everyone uses it.

You want to inflict a level of pain for them to continue to occupy *your* house once you've sold it that will encourage them to go - unless, of course, the objective is to maintain them as a long-term tenant.

In fact, I encourage my clients to form a Traditional LLC shell corporation to conduct all business with the public.

With Americans living longer, and with company retirement plans evaporating, they also need to consider where they will live for 40 years of retirement on limited income?

@Odie Ayaga Thanks for the outline and words of encouragement!