Have you reached out to them and they are denying you?

What sort of financing contingency to put on offers (what if my lender denies the loan based on the MFR income reported)? 

What sort of financing contingency to put on offers (what if my lender denies the loan based on the MFR income reported)?

Once damages are calculated, that ultimately becomes a number that's negotiated down.I've had contractors fired due to drug abuse (meth), contractors that ghosted after getting paid, contractors triple moonlighting and working themselves into hospitalized exhaustion, and more.Lawsuits have negative ROI, no matter how wronged you are.

But you do need time, the seller's cooperation, and money that you're willing to lose if you go through all of that and get denied.  

They are now being illegally denied housing 

The reality is thieves are thieves they are every where but there is simply no denying in the tougher rougher areas they are rampant.. and vacant houses are simply fare game.. if its not the thieves its the kids breaking in and having fun destroying your house.. on the South side of Chicago they use a system called DAWGS google that bad boy.. only way to keep them out.. and the other thing they do there and in Detroit is any ground level windows are replaced with glass blocks.. 

The HOA had tried unsuccessfully to get insurance to pay for repairs, but insurance has denied the claim.So my question is whether or not this is something that should have been disclosed legally, or whether it is simply a case of "buyer beware" and now it's my problem to deal with $$$$$$$$$$.Anyone have insight? 

If she does not work with you, and denies access, then you will need to look into initiating eviction proceedings, for breach of the lease.

Civic Source litature online is not accurate for community property state laws in New Orleans; they say I can confirm the tax title but no lawyer in New Orleans can deny the community property owners their right to the property!