I have debated using them too.

I also didn't expect to come home to such a debate.

Anytime I want to visit, I have to debate whether its easier to drive or fly, and I'm not even leaving the county!

I know the LLC vs sole proprietor vs. corporation debate.

I myself have been debating back and forth about going out of state after already having 6 rentals, close enough for me to manage on my own.

The matches really test your shooting ability, cause you to learn a lot and make you realize how much you didn't know you didn't know and are pretty fun. http://www.idpa.com/ As far as the type of gun to carry, if you do a Google search you will find endless debates on what is better.

I've even debated a 401k loan.  

Look up the 526 debate online.  

If it was a full appraisal that you had to pay for up front then there should be an allowable challenge period that you can use to debate the value.  

All that being said, the standard BiggerPockets.com mantra is that equity represents lost money and opportunity cost, there are plenty of voices that logically and coherently argue that side of the debate (who will be joining this thread shortly), so by all means weigh all options, figure out what works for you given your particular goals and risk tolerance, and there is no "one size fits all" solution.