Flood insurance in Charleston, SC

[Simon O.]

Hi everybody!

I was hoping to reach out to all you folks who own/rent properties in the Charleston area.

We're looking at buying a place in Johns Island but we're from outside the city so trying to get to grips with the whole flood insurance thing. We've seen some places that we maybe like and where the HOA fees include flood insurance, but we're worried given all that's going on with flood insurance at the moment. Although the HOA fees are very manageable right now, what will happen in a couple of years time - could the HOA fees conceivably double or triple because of increased flood insurance rates?

Also, if anybody has any insight into the Johns Island area that would be great! Seems to be nice area and more affordable than places like Mt Pleasant - but please let me know if I'm missing something!