The garbage included large slabs of concrete, brick, shingle, plaster, rock, and other hard heavy items.

It had a foundation concern, and at the very top of the roof, that I couldn't see, the shingles were all jacked up and it was recommended to go ahead and replace the whole roof. 

Brick with a standing seam metal roof is good in Texas (it withstands the hail and high winds pretty well and is low maintenance. it's also expensive.Hardy Board type siding and hurricane rated shingles (properly installed shingles) works decently also.

The main problem I am having at this point is that the roof needs attention and every quote I get for the job is over 20k for a shingled roof.

The main roofing material for both homes is a composition 3 tab shingle which typically has a life span of up to 25 years and is reported to be approximately 18-21 years old.

If so, were permits pulled & were they installed by a professional5.Are any of the homes rented to students6.Is there a flat roof7.are there asbestos shingles The Year that the following were updated (either partially or fully) would be good to know:- Heating systems- Roof- Plumbing- electricalSome companies will not write properties with systems that have not been updated.

If so, were permits pulled & were they installed by a professional5.Are any of the homes rented to students6.Is there a flat roof7.are there asbestos shingles - Heating systems- PlumbingSome companies will not write properties with systems that have not been updated The Year that the following were updated (either partially or fully) would be good to know:- Heating systems- Roof- Plumbing- electricalSome companies will not write properties with systems that have not been updated.

On roofs this includes losing just one shingle or get a leak within the 50 years, and you will get a full roof replacement.

I think at our current rates that works out to just $262 a square for shingles up to 2 layers. 

You never know what you'll find when they start stripping off shingles.