Only 6 of the units were rentable, the rest ranged from needing light rehab to black mold and studs.

Black.

So do not think that your 1.25x on your excel will be the same at the lender's 1.25x as they may be using 5% vacancy, 10% property mgmt, and other adjustments that you did not.On the residential front, as mentioned before above, its pretty black and white you either use 75% of gross - PITIA  or you use the tax returns income.Let me know if that helps.

If you can get up here there is also the Black Diamond meetings that @Ann Bellamy is one of the partners for.

Not a home run but an outstanding education and one that is still going to leave me in the black.

If not , I highly recommend you check out the Chelmsford AREIA, Black Diamond event and I'm holding an Unofficial BP Boston Event in Woburn on Dec 11th.

If you believe "The Black Swan" by Nassim Nicholas Taleb, these unexpected and unforeseen events are, in fact, more significant in our lives than our plans.

And luckily the main road is Main Street in old town and one black from the new transit center for commuters.

This may be old news, not sure if it's a black friday thing, but I was browsing Google Play Books (yes, at 7am), and found summaries of The Millionaire Next Door, E-Myth Revisited, and similar books for free.

Went by another shopping center, Wal-Mart looked like an average Sunday morning, the Home Depot was empty, about 20 cars a Target.I didn't see what went on yesterday on Thanksgiving, some stores opened yesterday.The streets are practically empty too, very strange on any day at 8 AM, but on Black Friday.......whatsup?