I would send this to the insurance commission in FLA and they will investigate I am sure.. that would be easier than the FBI as those guys basically just go for the big fish and this guy in the scope of things is  just a tad pole.

Basically, just like any market, you can fail - but it can so easily be avoided when you have the resources and expertise needed to navigate it.For Crime Rates in the City Proper see here: https://crimegrade.org/safest-places-in-scranton-pa/ Just like any city, it varies heavily street to street, but is overall a solid place to invest.

I know the basics of wholesaling but I value the companies lead system more then anything.

Basically you need to know what you are doing in DM or Online for it to work, otherwise, you will spend thousands of dollars without success@Jonathan Krauser.

Takeaways and next actions for me became very clear in that I need to get back to my basics, posting here, and making offers. 

Then, life happened and I have two kids now and things change.

It will familiarize you with the basic terminology and benefits.

So basically, for a B minus area, for a 3 bedroom brick home you will spend 110k for a rental that brings in $1,400 per month and in a class D neighborhood Section 8 you will be all in for the same cashflow at $80k.If you extend you view to "Metro" Detroit you have more opportunities in Cities like Warren, Hazel Park, Taylor, Romulus, Eastpointe, et al,. 

We keep our list in SharePoint and every quarter we grade them like my kids and have a report card.

I think you are definitely on the exact right track with your thinking - have you put all this side by side in excel (very basic excel "modeled out")>?