The algorithm is in the text.

If it works I'm buying some zillow stock based on their spectacular zestimate algorithm.

You seem to be confused as to the credit scores calculated by each of the three bureaus for consumer consumption and the one and ONLY one proprietary FICO algorithm used by lenders.The score you see with your consumer report is absolutely NOT a FICO score and NONE of them claim it is.Tell me something..... everyone think carefully and tell e why it would make sence for all three credir bureaus to se the same scoring module?

.- Learn Best Practices/Algorithmic Strategies For Your Specific MarketOutside of what I currently do (Teaching: which is simply making sure difficult information is received and understood by novices/beginners as well as my social media management role) I am willing to offer ANY other service you may need.

But FICO has many different algorithms, that are optimized to lending in different industries. 

This is true of any organization affiliated with JP Morgan Chase and TD Bank for sure.Also, remember bigger institutions license the FICO algorithm and are able to put in their own weights to get your credit score.

Factors like recent updates, room conversions, site view, and externalities are not always taken into consideration by these algorithms.

I've decided to move my focus into real estate because trading has become almost impossible with the growing use of algorithms.

I dropped my prices below the competition for the first week, and then used the algorithm suggested by VRBO.  

FB algorithm loves video and not so much plain pictures.