Take care

Does the sponsor have skin in the game?

I'm extremely careful about how we originate 2nds and it's not for novice lenders and it certainly is not something I would buy - even at a steep discount.

But they didn't seem to care since I had given them plenty of time to respond.

Our goal is to make the renovation and flipping process as smooth as possible, ensuring every project is handled with care and expertise.Looking forward to connecting with you all and exploring opportunities for collaboration!

Currently, one of my long-term employees is on the brink of financial bankruptcy due to the significant health care costs associated with her teenage daughter’s severe mental health illness.

In the second paragraph where it says "I will also pay cash" be careful with that statement.

The buyer must have 20% to 30% "skin in the game." 

and you can find an almost unlimited variation on risk ( from low to high leverage, both floating and fixed rate debt, from no to high skin in the game, etc).

(I can say that as someone from massachusetts)But people need to be careful as a CFD is consumer debt and if the borrower contests - all that interest they owe you could be wiped out as if you are not sending statements, I believe the law is then interest could be wiped out and considered invalid.