Also its a slightly unusual market in a huge % of students all sign leases for the next year in October/November time frame.

@Jonathan BasdenIn my experience refi appraisals come in low. 20k below market value is not unusual in my experience.

Setting aside whether that's a wise decision, it's not unusual for the developer to hire someone with construction experience to act as a project manager of sorts. 

Hey Andrew - I definitely agree that he said the second part but I specifically recall him saying along the lines of "..the most important and unusual factor of a mobile home park is that they don't allow them to be built anymore."  

It would be really unusual to require a down payment on 50% LTV - regardless of the lender (bank, mortgage broker/banker, HML, PML, etc). 

A variance to allow residential in a commercial zone is unusual in my experience.

I would think not having water in an old Michigan basement would be more unusual.

One thing I typically don’t see very often in property management professionals, but is unusually valuable is: the ability to provide valuable insight in the underwriting process.

I am reaching out because I am in a bit of an unusual situation and need help/advice.

That would be unusual in most places but you California people do like to play games with your list prices to create bidding wars.