Pretty simple when we have this happen. 

Quote from @Ryan Dunner: It's very simple math.

For argument's sake, and to keep the math simple, let's say you have $1 Million in ETF's or some other safe-ish, well-diversified assets.Step 1:  Take out an SBLOC (Security backed line of credit) on said portfolio. 

I do not think it will be nearly as simple as a "drop" or "crash" of any kind.

Just because you add an ADU doesn’t mean it’s going to add enough value to recapture that $300K.If it sounds slightly out of your comfort zone a simple conversation can be extremely impactful Thats where breaking down the payment management tools, local experts on small repairs, credit and background checks for renters, all comes into play.

Not exactly sure where to look for this and have done some googling and asking around but don't have a clear answer for how folks have managed keeping the books clean and everything paid on time in a simple manner!

@JD MartinI know you want a simple answer, but there is none in this case.First, we will need to determine whether this owner financing constitutes a sale.

I use Baselane and even though it's very simple to set up accounts and to have dedicated credit cards for each property, I do have to watch very closely that the deposits and expenditures go to the right account so I don't leave myself short anywhere.

It’s a very simple site.

Joe,Do you use a Statutory trust to get asset protection or a simple land trust?