As mentioned, we "openly and notoriously" record the deed for the world to see so there is no hiding things from the bank (which could be construed as fraud not to mention poses many other risks for creditor liens, etc.) 

I find it's very personal, and dependent a lot on your goals, resources, risk tolerance, location, experience, etc.

Feel free to reach out and if not then good look furthermore

@Allen Masry you stated you want to invest passively, so real estate is out, except for REITs, which are part of the stock market.You might be tempted to invest in a syndication, but those are high risk and you really need to research and then monitor them.

I understand why carriers associate Condo/PUD construction with greater liability risk (I am sure being based in Philadelphia, a jury friendly city doesn't help either) but curious which carriers others are finding to price coverage without this exclusion and also price the coverage competitively.This also serves as a reminder to review the coverage when you hire a GC for more substantial or unique construction assignments. 

Most of the large lenders have affiliate programs and will teach you for free to represent them.

They offer a free phone consultation.

It's not good to burn bridges in this business, and we agents do a lot of free work that we never get paid for.

There is a free web site you can list your section 8 rentals on. 

Check out FilePlace, where user-created forms are available for free.