Personally I think Josh himself is innocent but the company definitely is involved in shady and deceptive business practices.

Your IRA can borrow, but you have to be careful to not personally guarantee it.

That would be a separate mortgage and not what amounts to a second loan on your personal residence, which if you have spouses, they might not be that into. 

I have a 2-person unit with a glass top dining table and it has worked well.

Yours appears to be a business-purpose (investment) loan.

It would for sure have to be a higher hourly rate than a typical W2 job however as agents are 1099 contractors and there are expenses associated with maintaining our licenses and operating our businesses that usually come out of our commissions.

If it crashes hard enough, it impacts your personal finances, your relationships, and even your mental/physical health.With the exceptions of politicians and so-called charities, building wealth typically requires sacrifice and time.

We have built a very similar business here in Austin.

Instead of debates and personal opinion, look for proof https://www.ladbs.org/docs/default-source/forms/plan-check-2017/single-family-dwelling-duplex-plan-review-list.pdf under G (Interior Env) which defines the minimum requirement of a habitable room (aka bedroom or bathroom).

Which is a tax when you do an active business in your IRA but it is essentially the same thing.