I'm matching the terms you have above... it may make sense to look at a 3 year Prepay instead because the adjustment is minimal usually.Lender 1: 7.25% With 2 Points Up Front or 7.99% if you want to do a 0 Point Loan.

@Chris Baist When you say minimal capital I'm not sure how much you are referring to.

Even if you get a quick court date, then they can file for a delay of 30 days (usually takes more like 45-60 to get back on the docket).

Key features we’re looking for include:1.User-Friendly Interface: Easy to set up and use, as we want to minimize the learning curve.2.Automation: Capabilities for drip campaigns, automated follow-ups, and segmentation based on investor interests and engagement.3.Analytics and Reporting: Detailed insights into email open rates, click-through rates, and overall engagement to help us refine our approach.4.Cost-Effective: We’re a growing business, so we’re mindful of costs, but we’re willing to invest in a tool that offers great value.What has worked well for you?

The jadu would most likely have minimal value or be discounted since of it's owner occupied requirement and therefore, not having the same rights as a traditional 6-unit property.As to the lending part - I am not sure how lenders are going to look at this, since it does now fall under the commercial definition.As to your specific question: It might increase the property value.

This would fall under the delayed finance exemption.

I am also interested in purchasing another property that is ready to go with minimal repairs needed to start getting some passive rental income.

I like that compromise since it doesn't delay closing if all else is good-to-go.Here's a quick example of an appraisal photo that shows no trim in the laundry room.

I've also been considering this as an idea for generating cash flow with minimal capital outlay. 

Despite their promises, the service has been fraught with delays and inefficiencies.