. $3K per month as an LTR x 12 months = $36K $4K per month as an MTR x 9 months = $36K Vacancy is a huge factor. 

You shouldn't need a VOE (verification of employment) since this loan type doesn't factor in employment history or income. 

Things rent quickly here with or without the college kids factored in.

It is and forever will be 0.03%.That 0.03% is strategy based.

Section 8 tenants can be great, but the properties do have to meet specific housing standards, so factor in potential renovation costs to ensure compliance.

Also, don't foget to factor in charging for your ongoing time if the MTR guest requires assistance during their stay.

Here's a guide to some common terms, rates, and factors you might consider when structuring seller financing for your rental house in Memphis:1.

As I learned more about what a halving was, the limited amount to be produced, and how many are thought to be gone for ever (lost on hard drives of early buyers as computers were discarded), the more I’ve felt comfortable with it.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

If not, it won't happen that way and you will have to look at a lease option to purchase.Please note that $2000/mo lease is probably a better deal than a $300,000 purchase taking all factors into consieration.