Thanks a lot for unpacking those diverse set of HELOC options.  

I look at every single item in the pro forma and imagine that it is complete BS, and see if I can challenge it.

Some people use a number like 10% of the income, but many suggest itemizing your expenses over their lifespan is the most accurate.

In addition, I was sent invoices via PayPal to pay for the course I never purchased anything from their website, not to mention, if you read through the terms and conditions there are many unlawful items.

A/C is an exact item, I have never not once had an HVAC tech say "well, let's try this and see what happen, then maybe this and see, then that n see". ....demands id that everything is fixed right away.Uh-huh.

If you are expecting this person to go out and source the items and then place them in the unit that involves a lot of work, designer time, and designer energy.One way to get yourself on boarded with a designer would be to make some phone calls and see if they have openings for new clients as far as spending the time needed, because in our business time is money vs a family having their living room dining room and entry hall redecorated, where time is not probably of the essence.

i really want to leave this duplex in a solid position when i move out and rent it. i realize that things WIILL break but i just want to make sure the big ticket items are taken care of.

She has the ability to pay rent, but would rather spend it on material items than her bills.

I was there for that cleaning and I was able to get each and every item clean as a whistle.

So our new renters moved into one of our units on the first of July, since moving in, they have had a laundry list of items they are requesting to fix.