All of the above and there are many discussions and mathematical gymnastics that are in these forums that prove it works and doesnt work in both ways...consider a first position heloc if you want to utilize velocity banking concepts for mortgage purposes.I got one with CMG mortgage (they call it the All in One Loan) and it put me in positive light. 

Unless you have a specific monthly target for your payment you can spread that out to make it a Win/Win.There has been a lot of growth in Denver over the last 2-3 years and new builds as well I just closed on a home for a customer in commerce city they also moved from CA and needed a fresh start. 

If neither wants to sell you may consider putting everything into a jointly owned LLC with governing documents spelling all of this out. 

Consider looking for a large single-family home with the ability to add more rooms or bathrooms, then rent it out by the room. 

But, if I would have done a cost seg back in 2015, 2016 - I could have bought a bunch of properties with the tax savings.Have you considered a look back study? 

I am considering selling due to negative cash flow.

I’m considering two options to present my plans: 1.

The insights shared by the Realtors, @Zeke Liston, @Jimmy Lieu, @Nathan Gesner, @Samuel Diouf, @Sam McCormack, @Min Zhang provide a solid foundation for anyone starting out in this industry.From a property management perspective, it's great to see you're considering the long-term rental strategy.

If you’re positive you can get in and out fast or refinance smoothly, maybe it’s a tool worth considering.

Also I would consider being a new agent in a market with no inventory and no buys will be a grind with little pay.