I use a simple one page contract that I got from another investor and doctored.

i have alot of experience in online business transaction as i started out in the online pharmaceutical/ online doctor business and processed thousands of orders. that was back in 2001- 2003, BUT the laws kept changing and all that and it was a big aggravation, so i left that business. you can see the "startup" page at www.moontann.com and the NEW one that is about to be launched is at www.moontann.com/test.htm, there really isn't much too this yet but that is why i am asking for a loan. this is no scam or anything like that. i will be more than happy to give my phone, address, and all that if anyone is willing to help out with a loan!

Your doctor takes advantage of your need for good health, the grocer your hunger, a mechanic your broken car, the farmer supplies the grocer, the handyman (me) fixes the house you can't, won't do your self.

I just can't find any groups that focus on commercial with private money that is willing to get involved.I've started to get involved in the chamber of commerce, target networking (aka sucking up to doctors and lawyer and rich dudes but to be honest its hard for me to relate).

Told him there were doctors making his kind of money and there were plenty of others where he came from.

The exception being Doctorate in Medicine or Juris Doctorate.

(You know the drill - "I don't play a doctor on TV so don't treat this as legal advice" - or something similar.)When I quizzed my real estate-savvy CPA she has her business under a (large) umbrella policy and no LLC protection, relatively cheap premiums on that.

I know several medical doctors who quit and went into something they enjoyed doing.

Medicine prescribed by a doctor can still be paid for with HSA money.The penalty for using money in a HSA for nonqualified purposes will increase to the 20%.http://www.hdhpforme.com/news/2011-hsa-rule-changes/

Since you have equity --you may find a Partner--local invetsor or doctors in your area--to give some cash in exchange for future equty sharing or tax shellter.