At the recent one the cast of characters was interesting.

Some of these houses are beautiful, brick gingerbreads, dolls-houses, they have a lot of character, hard to even find these styles elsewhere, (lots of curb appeal).

Obviously you can vet their character, personality, professionalism, etc., but for financial and background check sake, you've got to get that report. 

If I do rentals without talking to applicants and getting a gut feeling, just relying on on-line applications, I would wind up renting to an unhinged character like the one that threatened to kill me.

UWM, the largest purchase lender in the country, and one of the few lenders to post an increase in profits of late, used by a huge % of mortgage brokers, is already in the DSCR space.They attributed virtually none of their uptick in profits to DSCR.

@Jonathan Woelfel  Again I'm sorry you feel this way but without talking with me you have no clue about my character or my intentions.

We chose a Meditteranean design for the tiles in the balcony and bathroom to give it some character!

Almost 11,000 deaths attributed to COVID (fake news, but it's what people are thinking about) in NYC alone.

I have a great relationship with my tenants and they stay longer than most since I treat them with the respect they deserve, it helps to be a good judge of character.  

In this scenario with identical ownership we follow the 'self charged' interest rules, and get to reclassify the interest income from portfolio income to passive income - so the character matches that of the deduction.