because there are two groups - those who are out buying real estate and doing deals and those who are marketing a lifestyle or dream to get people to pay for something that rarely if ever happens.

Client rents that house and makes 1k monthly profit, plus has a really good paying job.

It's a challenging market but I say if you can pay less then you currently are renting then it's a win.

They do it across the board so all their units have to pay the higher deposit.

The tax expert knows more about whether or not the future is affected by changing the use between 2023 and 2024.If you are worried about paying taxes on rental income, you might consider that you can rent your home out tax-free for (I believe this is correct) 14 days of the calendar year. 

The third property has a nice cash flow.I am wondering if there are steps I can take to reduce the cashflow issues of the 2 properties before obtaining another property, like pay down the mortgages or should I just save the cashflow from the third property to pay for any future expenses?

Equity pay down is ~$200/month for each $100k borrowed depending on rate you get.  

Nor would paying people to moderate.

Even a single error could cost you more than years of property management fees.Understanding Tenant BehaviorProperties don’t pay rent—tenants do.

@Jordan Moorhead I know of many single-asset syndications as well as funds that pay distributions but have negative operational cash flow.