Agree with @Ian Ippolito 100% based on my experience in fund formation and product development in private alternatives. 

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

I tell a lot of clients "Just because there is a product, doesn't mean you will like it" lol!

You have to explain it to the listing agent who doesn't get it, who then sends that to the seller, by telling them it's not that you have no money, but this is a right afforded to you based on your service to the country and you can also show proof of funds that you have money, but are choosing not to use it as a downpayment because you want to do reno with it.I would use your VA, that's what it's there for.

And if they use public funds the property has to remain affordable housing for THIRTY YEARS which is insane.

If the mortgage product affects the answer, it would be a traditional investment property mortgage, not a DSCR loan.

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

It solves these kinds of issues is a VERY simple way allowing you to focus on other more productive things. https://a.co/d/edtWLq7

Also, there are affordable transaction coordinators you could hire per transaction if you find you need more help.Wishing you the best in your new venture, and feel free to reach out with more questions as you dive in!

Is it the lack of state income tax, affordability, or something else?