Interesting....one thing not mentioned is that in many states, unclaimed property reverts to the state, where it is sold and the money reverts to the state treasury.

They're sort of the reverse of the treasury bonds and similar debts that are issued by debtor nations.

I would just add that Section 32 and 35 loans are indexed to the treasury yield, while not true today, in the past and probably in the future they will be above usury rates.

This directly affects the prime rate, not the 10-year treasury bond that drives fixed mortgage rates.

ACH payments are available by many 3rd party services as well as your own bank (commonly referred to as a treasury management) service) There is always a small fee involved but the funds are most commonly transferred to only one account or an additional fee involved for selecting multiple accounts.  

I don't want tax cheats in charge of key departments of our government, especially the treasury!!!

FDIC or Treasury and more over, you'll find regional influence affecting what can be considered prudent or wild and crazy lending (usually because of home prices). 

The mortgage rates you get quoted from banks are tied to the 10-year treasury bond rate.

This works with a normal amortization (typically 25 years or less).First Three years: 3.25% (unless we have a amortization of 10 years or less, in which I can offer 2.99%)3-6 years: The three year treasury plus a spread of 2.50% with a cap of 5.25%6-9 years: The three year treasury plus a spread of 2.50% with a cap of 7% ***Currently the 3 year treasury is .93, so with a spread of 2.50%, you would have a rate of 3.43%***To make this visual, based off $100,000, on a 20 year amortization, below would be your worst case scenario for 9 years.0-3 years: $567.203-6 years: $659.026-9 years: $732.31I can also offer a 5 year balloon.

Thanks.It's sourced through the fed gov't if this means anything at all.http://www.treasury.gov/auctions/treasury/rp/