Don't forget to add an umbrella policy to cover all contingencies. 

My personal preference is to get as many properties under your name as you can at those better rates and then get a large personal umbrella policy to mitigate your liability risk. 

The plan would be an umbrella to encompass the next but we want to make sure every i is dotted and T crossed moving forward. 

Closing costs is an umbrella term used for a realtor commissions, taxes, title related fees, filing fees, and other costs due at closing.

Just financing the property in your personal name and then moving it into your LLC, can be viewed as piercing the corporate veil.The better protection is a max. sized liability policy followed by a properly sized umbrella policy.

Make sure you have plenty of liability insurance and/or an umbrella policy to protect you from being sued.

Consider buying in your own name and taking out an appropriately sized umbrella insurance policy ... no setup or maintenance fees or taxes.

I can get an umbrella policy through my agent here that will cover my rental, but they cannot offer hazard insurance.

I'm wondering if anyone can shed some light on the cost of insurance (hazard & fire, liability, sewer backup, loss of income, umbrella, etc.) that a landlord would pay for a rental property in Utah (Utah Valley to be specific).

@David Hansen we use USAA for both our primary residence and two rental properties, as well as car and umbrella insurance.