Currently have a duplex I’ve been in 3 yearsMortgage 3.65% pmt $850Tenant pays $875Heloc $30k——monthly $291The issue I am running into isRates are so high right now and it’s a lot harder to find another that will cover full mortgage.Does it make sense to leave somewhere that it is full covered to go to one that is not?

I have a 2,500sf home in Delavan, WI with lake access to Delavan Lake.

Every two years you have to get it tested.  

In this low-inventory environment, the right renovation loan can open up possibilities that you might have passed by otherwise.  

It's a big upgrade from say camping in a lean to on hiking trails.Side question for me personally - do you have a mortgage on this property?

What I'm hoping for is an Excel or spreadsheet template that allows me to play around with these variables and, most importantly, calculates the IRR and TIR for each scenario.Does anyone have a board or Excel sheet they use for this kind of investment simulation?

What have been your experiences?

Having your son involved in the loan, title, and insurance policy does have both benefits and drawbacks.

I have lenders that I can point you to that would likely be able to give you a better product that will pay off that primary residence loan, or restructure it into one that doesn't take so much long term value out of your equity.

I have experience with Quickbooks Online, and looking to learn to use Appfolio as I have heard that is a common software tool used for managing the books for REI.