If you made $100k in 2020, $150k in 2021, and $200k in 2022 can you go ahead and pencil in you'll on average make $150 k in 2023, and your target is $250k? 

It is very important, no matter the investment vehicle, to do thorough due diligence, ask for track records, know the risks, make sure there is a great deal of transparency and excellent communication with any Sponsor. 

Thanks @Todd DexheimerI think that at the end of the day they will at least be able to salvage the initial investment,  also the returns of the past couple of years were not sustainable and even if its a total loss I am still way ahead.

Go right ahead... burn your money, others have more common sense! 

Just to add on to my last comment...Ask the contractor to redo the estimate with more detail and if he/she balks or stalls then find another contractor...that is a bad indicator for the $37K job he/she has ahead of them!

I do want to have an adequate amount saved still for an 'emergency fund', to replace my vehicle one day, and enough to start a small business.

Now new HOA management is issuing violations, saying No Commercial Vehicles allowed. 

Hi Nam and Simon, I used US Bank for my LLC financing for the auto loan (it was a secured business loan - the vehicle was the collateral for the loan) and the unsecured credit line.

It's a great way to build a cash vehicle that you can tap into at any time and the money will continue to grow for you even while you're accessing it.

I have already met some very knwoledgeable and experienced investors and operators through BP, and was hoping to grow that list.Thanks ahead of time.