I understand that I need to account for taxes, insurance, and other costs—Should I go with a LML and then do a refi later on?  

I'll add a few more things that can have a huge financial impact: required reserves, LTC (loan to cost), application or other upfront fees, and prepayment penalties.As a fellow flipper, I think it's important to have reserves, but they shouldn't be required as part of your funding.

Some counties have API as that allow you to access their tax records.

Here is the link to the calendar for you to get an idea: https://www.alamoreia.org/Calendar.aspxThere is an annual fee to become a member of a REIA, but you don’t need to be a member to attend certain events.

Low barrier to entry, low taxes, landlord friendly, some amazing class A and B suburbs and a strong urban core. 

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

For tax purposes, rental income is generally recognized in the year you receive it, not when it is paid.

Last year my best deal came from calling the tax delinquent list.

Late Payment Penalty: A late payment fee of 5% of the overdue amount will apply if payments are more than 10 days late.3.

That means they have hauled in over $2.6MM just in initial setup fees.