Deciding whether to buy properties under your personal name or an LLC is an important consideration, especially when you're planning to use hard money and then refinance.Buying Under Your Personal Name: Easier Financing: Most banks prefer to lend to individuals rather than LLCs, especially for first-time investors.

@Omri AvitalTo increase capital and accumulate properties, consider house hacking, investing in high-growth markets, small commercial properties, short-term rentals, private lending, partnering with investors, and investing in Real Estate Investment Trusts or Syndications.

There are a handful of commercial lenders that will lend on this but the rate will be sky high.

As far as I know/heard, you will have to Hold the property for a few days with your private money or hard money or conventional lending and then try to sell it to your buyer investors.

When you're ready, happy to talk hard money lending.

I would happily lend someone $3k per year to receive $30k+ in 5yrs, that's a very good return. 

I recommend to all my property management clients to institute RUBS/Sense etc, there's really great tools nowadays to put systems in place to measure these items, be it water or electric. 

We are not sure about our lending options and should we do HML? 

I'm happy to share my experiences with you, hopefully it'll lend a little bit of perspective.

Our current agent is the only agent who has suggested that we try to sell them separately since selling them together didn't appear to work.On the other hand, maybe prospective buyers are waiting to see how much lending rates decline in the next few months and what happens with the Costa-Hawkins proposition on CA ballots this November.