Or diversify and invest outside real estate to increase returnes.I think it depends on where the asset is located IE here in Portland a red hot market and historically solid ( at least sinc e1992) or take the 50k and invest in the hood somewhere in the mid west.. me i would recast the mortgage.or take the 50k and invest in a reit or syndication deal etc.. and diversify or buy a performing NOTE that is solid and make 8 to 10% on that.then the thought is if you buy a rental do you want to do that for long term as this is work.

I have a reliable maintenance team and listing agent, and historically handle leases and rental payments electronically. 

The company does archaeology, historical preservation, and cemetery studies among a few other things.

I definitely agree with everything @Caleb Heimsoth said. 5.2% is very low as far as historical standards are concerned. 

Governments need to prioritise dealing with the route cause. having bought two tesla's I knew Musk was on to something.. he will be putting his solar roofs on all the high end homes.I looked at one for my Charleston 2 mil spec I am building but the historic district would not go for it.anything at a million I think the Telsa roof tiles will become standard along with a power wall and two tesla's in the garage.that is addressing the problem.One of my bizz partners has solar in Hawaii and I talked him into buying a Tesla.. he runs his house and car no electric bill.and elec. in Hawaii is highest in the US>for us in Oregon.. at 10pm our rate goes to 4 cents a kilowatt.. takes about 50 KW to fill my tank for the week..

There might be some nice little place in the historic downtown...that seems like it might be an up and coming neighborhood.

The industry is so ripe for discussion with all of its: negative stigma, tenants/toilets/trash, fee-drivenness, landlord friendly, investor driven, technologically evolving and legislatively active...environment.There's the historic landlord and agent PM legal agency relationship with a traditional scope of service, duties/responsibilities between LL&T, evolving retail/consumer trends/expectations, etc.

I'll also state based on what you just posted that if the bank finds you "making a relationship" with their asset manager, they'd probably find a new asset manager and historically, based on my 25 years, an asset manager isn't going to jeopardize being spoon fed massive amounts of business just to appease one investor that doesn't want to wait like the rest of the market does.  ...and I have no problem sitting on the sidelines watching that unfold.

There was a great article I read this morning about housing starts being at historically low rates and I think we’ll be digging ourselves out for a long time...which is to your benefit as a homeowner/landlord. 

Account Closed insuring the value of money is a very interesting way to view itT these types of insurance contracts can help protect against inflation and historically have had better returns.