I originally formulated goals and standards for myself based on becoming a licensed agent, and it wasn’t until recently that I started delving into the full range of knowledge available.

@Jeannie G —  I have to respectfully disagree.The property you purchased through the owner/Provider (Coral Properties) was represented by them as a rental property; however, as you and I both know the HOA restriction never came up at any point from the day we received the listing information to the day you received your closing documentation, and thereafter.In other words, this was not caught by the provider right from the beginning, and was not disclosed to anyone by the title company before you closed, and was not caught by your review of the closing documents (specifically the CC&Rs).This certainly was an anomaly and one that only has come up once over the years.It is and was our intention to help work through this with the original seller (Coral Properties) and formulate a solution for you...As you will recall from our communications back on August 20th, we helped come up with a few options for this property and we negotiated with Coral Properties to list and sell the property at no cost to you.

I would target their rebukes with well formulated questions that cause them to examine their own false biases.

Hopefully i can find some answers and experiences here on biggerpockets to formulate a decision.

How do you formulate an offer if you can not find anything sold in the area that even remotely matches the description of the home you are trying to purchase.

Then I began to formulate what is now a very rewarding and unique wealth building strategy.

Myself, and my clients spend a matter of 10 seconds to formulate our offer, once the numbers are ran and now we know its us and 2 others.   

Based on your answers above, then formulate a plan to reach whatever goals you set.Hope that's helpful. 

Just formulate prompt's and whatever that hand-held idiot box says is "the way". 

It was in hindsight a poorly formulated post and thank you for pointing that out so that I could address it.