To determine what financing is ideal for you, I recommend connecting with an investor-friendly lender.

We own a primary residence and plan to stay here (house hacking is not for us), and have been saving scrupulously for the down payment of our first investment property, ideally a 2-4 unit multifamily. 

Ideally it can be a duplex, triplex, or 4 unit.

Ideally would meet in person but open to some sort of hybrid structure as well.

Generally, I prefer shorter timeline fix and flips with at least a 10% return within 6-7 months ideally. 

Turnkeys offer less hands-on management which is ideal for beginners and it give you valuable experience as a landlord.

What is my ideal monthly payment?

Take your time to place the right tenant, Ideally low maintenance and easy to deal with. 90% of you problem could be avoided by proper screening.

Ideally, I'd like to break even or be profitable.

These loans focus on the property's rental income to cover the mortgage payments, making them ideal for investors without well-documented or substantial income.