The settlement aims to bring more transparency and fairness to the commission-setting process.Key Implications for Real Estate Investors: Potential Changes in Commission Structures: Lower Costs for Buyers: Traditionally, sellers have been responsible for paying both the buyer's and seller's agent commission, usually around 5-6% of the sale price.

PMI could be in the $80-$100/month range if you have fairly good credit so lets use $90/month.

Short term "quick money" kinds of opportunities don't really appeal to me as I view it more as gambling.

Everyone deserves to be treated fairly and ethically.  

Fair warning, it wont be cheap.

Even the NY Fair Housing page says 4 exceptions, with one of them being "one- or two-unit owner occupied buildings."  

We only refund purchases made by error (I think that's fair - our refund policy is already very generous) to users account balance and not their card (kinda like store credit).

All this to say, my base case is that right now rates are the lowest they've been in almost a year and it's more of a gamble to wait and see what the Fed does than to take what we have now.

You will want someone who is on top of these changes and is not committing any fair housing violations. 

Separately, there are tons of older extended stay hotels in all the major growth cities with people living in them paying (fairly high) monthly rates due to convenience or lack of qualification for typical rentals.