When default occured the penalty was added to the balance and I received 22K from them to avoid forclosure and extend the loan for an additional 12 mos. at 10%.

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Possible appreciation over extended time may also make me richer.

Quite honestly, Jason, this is a very uncomfortable market to be over-extended in.I would bet that those of us who are low on mortgage payments are sleeping better right now than those who have heavy mortgages to meet and tenants who are losing their jobs and can't pay rent.When you get ready to retire, it is quite nice to have rents coming in and no mortgage payments going out.

It had been listed since August, and our second closing date was January 30th.After politely listening to the closing attorney tell me that this was common with these bank attorneys, and that he had a number of closings pending for the same reason, and then scold me for personally getting involved and not letting them do their job and didn’t I know the bank had an out if they couldn’t prove title and I had no choice other than to extend closing or go away without my earnest money, I got a little pi**ed.

I have a technology background and do a lot of consulting work.Sometimes I feel like I'm over-extended.

May be as simple as regrading the ground in that area, or extending or moving the downspouts.

OK, to extend the question:I wonder if the market segment of the rental impacts the GRM.

the redemption time period in new jersey is 10 days unless otherwise extended by a judge, which is very easy to do.

If you go this route make sure you have the "Right to Extend' for up to 12 months just incase you're not able to get a loan in 6 months.