Thank You For a project of this nature, you're also going to need and Architect & Engineer on board for filing, permitting and required inspection... along with a slew of other things to be aware of.

There are mansions and then boarded up drug houses a few streets away...Thanks for the advice!

The entire property & casualty market is a mess at the moment with carriers being unprofitable across the board and many becoming insolvent or shutting down in states where they were least profitable and/or were not allowed to take the rate increases they were asking for (rate increases have to be approved by each states dept of insurance they don't just get to jack the rates up because they want to)If you are in a REIA reach out to some of the players there and see who they recommend.

I've been on this board since 2010 and haven't found an example yet.

Everyone is always talking about ways to decrease/eliminate the upfront costs and never mentions how that negatively impacts your overall position across the board in the long run.

And also, I believe my lenders have to be on board with this as well correct?

Go full board ADU. 

I am stopping everything and it is back to the drawing board for me.Makes sense right?

I think it would be a lot more fun if she was on board with going to look at properties and in participating in the day to day operations of things.

These boards are litterally 6 feet off the ground now, vs 9 feet the day they finished.