The stamping architect is taking legal responsibility for the work (just like a local partner for an "out-of-state" design firm), and most architects charge handsomely to review and stamp plans.

It’s possible your multi-beneficiary plan might not be legal.

Of course, we all have standards that are legal.

@Nikhil MascarenhasDifferent people go different routes depending on their risk tolerance, their amount of equity and compared to other assets owned, how patient they are with a complicated set-up and high legal fees, whether they view the $800 as game-changing or just a cost of doing business, etc. 

Quote from @Roger D Jones: This is terrible and not legal in any way but it was pre Covid and the rules were a little less restrictive. 

Where I am, the legal newspapers publish probate data daily and it's online which makes it very easy.

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

The main benefit is liability protection—it helps shield your personal assets in case of legal issues.

Of course, with all things, the situation varies and no one on these forums has seen your underlying documents and the actual terms, and thus, you should consult with legal counsel specific to your situation. 

Who in my city should I contact to determine if I can legally convert my property into transitional housing?