And a lot of start-up companies are migrating to this city as well, because of the efficient costs of living, the OSU campus that has thousands of students graduating and looking for jobs locally, and the availability of land.

All of that is going to be very helpful while navigating new waters.

. - 5% of agents "walk-on-water".

Water submetering is more difficult with smaller properties; especially older ones. 

These provide stability and regular income, which can be crucial in retirement.Cash: 5-10%Keep some liquid assets for emergencies and short-term needs.Consider these additional points:Diversification: Spread your investments across different sectors and geographic regions to reduce risk.Tax efficiency: Consider the tax implications of your investment strategy, especially with your high net worth.Regular rebalancing: Adjust your portfolio periodically to maintain your desired asset allocation.Professional advice: Given your high net worth, it's advisable to consult with a financial advisor who can provide personalized recommendations based on your specific situation and goals.Risk management: Consider your risk tolerance and adjust the allocation accordingly.

If I narrowly look at ROE, does that simply ignore the upfront cash investment and just focus on my efficiency of current equity position?

I’ll give the water company a call on Tuesday.

I normally recommend using a Property Manager who works with the program regularly to help navigate the waters. 

The good applicant eventually gets tired of carrying the water for the other, leaves, and you are stuck with a bad tenant. 

Each unit has its own electric panel, gas meter, furnace, water meter.