After research (Thanks BP), I found all the other vehicles appeared to be too slow for me to acquire financial freedom as quick as I would like.  

Over the course of 5 years, by choosing to purchase this car for cash instead of financing it, you're paying almost 80% more (31k in this example) for your vehicle in opportunity costs!

This is a business of *Fires *Damages *Vehicles left behind *Clutter left behind *Hoarders *Dirty Carpeting and walls *and Left behind vehicles *Not to mention really nasty stuff that smells bad!!!

This is a post-tax retirement vehicle (meaning you don't get a tax deduction for contributing like you do to a 401k or traditional IRA), however you are likely at a very low tax bracket so wouldn't get much benefit from a tax deduction right now anyways.  

_r=0The Supreme Court’s Disastrous Misreading of the Fair Housing ActA decision endorsing ‘disparate impact’ analysis will turn a law meant to prohibit discrimination into a vehicle for race-conscious housing decisions: http://www.wsj.com/articles/the-supreme-courts-disastrous-misreading-of-the-fair-housing-act-1435707270More Millennials Are Living in Single-Family HomesFannie Mae report and commentary find that millennials favor living in single-family homes, whether they buy or rent: http://www.inman.com/2015/07/01/more-millennials-are-living-in-single-family-homes/Moody’s Analytics: Single-Family Rental Growth Will AccelerateSingle-family home rentals since the housing bubble burst nearly a decade ago have seen massive growth, according to a new look from Mark Zandi, Moody’s Analytics’ chief economist.

At the end of the day your still taking a risk with a credit partner which you may or may not have.. why not do it with established one's that have a vehicle for you to just jump right into.Just throwing out some options.

On one hand it's a good news that there will be new opportunities coming to Memphis with the new Ford Electric Vehicle plant. 

You're completely missing the main reason REI is the best investment vehicle...leverage. 

A deal is a deal and funding is just a vehicle to obtain the deal; if you can do it conventionally and don't want to lose it (always a possibility in this market) then go for it.

Time freedom (1,2,3,4 are just the vehicles for that) and a legacy for my grandchildren.