Bank owned landlord built them specific for tenant rentals. 

Quote from @Jamie Banks: @Jordan Alexander I'm taking a creative financing course now and I'm learning that a lot of investors pay the mortgage that they acquired after the sub2 deal closed from a servicing account. 

You're spot on with how private money lending offers speed and flexibility compared to traditional banks.

So those were all on my Fico.. my Bank loans from my commercial banks dont show up IE: development loans  vertical construction loans..

However, here are a few options:Private Lenders or Hard Money Loans: These don’t require traditional documentation like a W2 and are often used for fix-and-flip projects.

As your banks have made very clear.Getting a second job would be financially more productive and less work than wholesaling. 

Banks DON'T just get to keep the entire proceeds.  

I mean since banks wont make these loans under these same terms.. you would have a financing desert..

Our plan was to do the traditional house-hack, but things haven’t gone as planned.During some self-testing followed by professional testing, we discovered lead in several high-traffic areas of the home.

However, if you have a more extensive portfolio or plan to become larger in the next year or two, I would look for a double-entry system that allows bank reconciliations.