Reg A allows the issuer to advertise, meaning that they could recruit investors from the general public via marketing, and the regulators want to protect unsuspecting investors from unscrupulous operators--so a limit on how much those investors can invest might protect some folks.But the Reg D 506(b) exemption prohibits advertising--meaning that it is generally thought that investors aren't cold leads from a billboard, instead they are people who might have a pre-existing relationship with the sponsor, or is friends with other investors and so on. 

I get tired of answering the 100% LTV at 5% questions but I see you’re active duty military and I’d hate to see you get ripped off, @May Baten.This is a scam.  100% LTV loans do exist but there are no legitimate private/hard money lenders loaning at 5%. 

@Mindy Bowden Step one: Make sure that offer is not a scam.

@Hector AguilarFrom what I can tell this site is a complete scam.

That is the case but its filled with a bunch of scam types.

And then there’s this post: EDWARD BURNS FINANCES SCAM ARTIST (SCAMMERS LIST)Just so you know, real private lenders are not typically out there emailing strangers on the internet to try to give them loans.

You never know what kind of scams are out there waiting to get you.

But I can tell you my experiences with a few bad ones to avoid in Jacksonville:Tony L Usry - He has a new rap sheet a mile long, but he is a short white dude that scams people out of money saying he can fix things, but he cannot.

Can't let an unsuspecting person get loured in with this story.

Fortune Builders is a scam, designed to build fortunes for the carnival barkers on stage, not for the gullible attendees who buy into this get-rich-quick scheme.