I would ask for higher deposit, but pretend that I don't know what this is for. 

If you are good at 'realtor things' (not gonna pretend I know that business), how many of those skills are transferable to 'investor things'? 

I've pretended to be a landlord by immersing myself in the questions asked and wondering how I would deal with them if they were my problems. 

Sounds naive but id like to pretend to not know anything at all so I am fully educated and knowledgable before pulling trigger.

Usually a very bad idea, but I'm not going to pretend to know enough about your situation to tell you what to do.

Let's play it out.Let's keep it simple and pretend your total cost is $1,000 for mortgage, taxes, insurance, and utilities.

@Tony Kim@Terry LaoYeah, there are so many ratios people can pretend are the be all end all.

If you push them enough, many 30YF loans can also be recast if you pay the balance down substantially one-time and get the person behind the 1-800 number of your loan servicer to stop just reading a script and start listening (I'm not going to pretend THAT part will be easy...), think the $20k range in terms of substantial balance paydown.

I'm sure at some point in our lives we have all had a family or friend that has borrowed some money from us and never paid it back, perhaps it wasn't a lot of money and perhaps you pretend like it wasn't a big deal but you know deep down that you have changed your view of them.Set your policies and do not stray from them.

I'm sure at some point in our lives we have all had a family or friend that has borrowed some money from us and never paid it back, perhaps it wasn't a lot of money and perhaps you pretend like it wasn't a big deal but you know deep down that you have changed your view of them.Set your policies and do not stray from them.