This is because lenders see cash-out loans as higher risk, especially with investment properties, so they limit the LTV to reduce exposure. 

We have a 3 day minimum stay and I don't plan on changing that.When you require a 7 day minimum, you will limit the number of folks who can rent the place.

I work long hours at my job and have a 5 year old at home so my time is very limited.

- **Eligibility Requirements**: Ensure you meet the eligibility requirements, which usually include income limits and citizenship or eligible immigration status.### 4.

We are in the process of becoming permanent residents (still a 1 to 3 year process for us), which kind of limits us with regards to loan and financing options. 

This is by design because I realized I was very far behind on my retirement savings and had to take drastic measures or I was going to end up working until I die.

Since you've lived in the apartment since 2007, you likely won’t be hit with any capital gains taxes as long as your profit is under the IRS exclusion limit ($250k for single filers or $500k for married couples).

The appraiser isn't an engineer and I wouldn't trust their measurements.

Maybe do it officially for good measure.

No limits to cash out either.