You may have an easier time going the seller financed route instead of traditional financing. 15% down may be a stretch though, unless you find a seller willing to accept that. 

With x number of hours in, and time to contemplate what life will be like with the transaction concluded, the other party is more willing to concede points, accept a less favorable outcome, and provide greater advantage to you.The other thought is to QUICKLY separate the “real” deals from the overwhelming majority of buyers, sellers, borrowers, lenders, etc who MAY do a deal IF and only if they are getting the deal of the century.  

With that information I can tell you EXACTLY who the best lender is because it will be one that accepts you as the borrower, the property type, the purpose for the loan while give you the most aggresive rates and terms.Feel free to reach out to discuss.

Prospective tenants who work in the "main job area" consider all properties in acceptable areas with similar commute times.Property specifics matter.

I would stick to my normal business practices as opposed to accepting bribes to house unqualified applicants.

My primary goal is long term appreciation and I'll accept a property that breaks even on cash flow.

That they could accept this or I could press for damages and that they could do the same if needed.

Ca that So Ca generally speaking accept along the coast with the CA coastal commission

Have been careful not to accept any partial rent payment. 

I gave an offer but doubt it will be accepted.