I have 8 long-term units, 3 mid-term units.

I am a long-term investor with a buy and hold property in Brooklyn, NY and I also own multiple lands in Florida and Mississippi.

is so what lender did you use that provide non recourse loan?

Sounds like you are getting hit with a lender who has overlays and possibly miscommunication between the loan officer/processor to the underwriter.

Quote from @Patrick Druryck Drury: @Srikanth Kumar200-250k is a reasonable price range in Cleveland for something that cashflows. in terms of areasI would recommend being in areas on the West Side of Cleveland like West Blvd, Cudell, Old Brooklyn, Clark Fulton, Edgewater, Jefferson, and Brooklyn Centre.

That term is generally used when zoning has change, such that it if the structure were destroyed, it could not be built back. 

I’ve also taken out short term loans (1-5 years) to use as my 25% down payments.

@Robert EllisAre you leveraging construction-to-permanent loans or private funding?

What is a "wholesaler" at simplest terms?

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.