I've been operating in Maryland for almost 20 years.I am Bigger Pockets Maryland agent as well.

I am new to Bigger Pockets and this is my first post, so I apologize if these questions may seem very basic to some.

I did have two called and we paid them off upon receipt of notice from the mortgage servicer/ credit union in one case.And there are many more gotchas bottom line if you have deep pockets this is fine if an investor thinks this is a no money down I dont need any money this is a disaster waiting to happen.

Operators already have relationships with the brokers and are much more likely to see an off market or "pocket listing". 

:) Congrats and welcome to Bigger Pockets. 

Any decent investor's agent already has a few of those positions in their back pocket. 

In a lot of ways my wife now runs our business, but she’s never read one book on real estate and never make one post on Bigger Pockets.

Welcome to Bigger Pockets

Looking to structure the deal with concession's to come as little out of pocket as possible so I have different offers in mind, but the payment is between the ranges.I figure another 20% for Property Management, Vacancy, Maintenance which totals to $1,100.84/M-$1,146.14/M. 

Some lenders might offer more favorable terms if the property is part of an affordable housing program.By combining grants, specialized loans, and local programs, you can reduce your out-of-pocket expenses for renovations and improvements while supporting affordable housing in your community.