You may want to check with a local title company as to whether they can have an underwriter provide title insurance. 

The increase in property taxes, insurance, and maintenance/wear and tear may erase all of your gains and more. 

We ended up filing a claim with our insurance.

Insurance another 4k a year. 

Can handle basic construction, carpentry, wiring, plumbing, painting, and handyman stuff.U.S.

The two most significant operating costs are property taxes and insurance.

Is the 15% down with no insurance allowed because it is inferred that the tenants will have renters insurance?

The property owners IN MASS burnt down their properties, which, since they did not file insurance claims was actually the only LEGAL way to free themselves of the continuing negative cash flow of these buildings.  

I know years ago a family that did have their treehouse insured. 

Increasing your construction budget by a small amount can have an enormous impact on your overall construction budget, productivity and site safety/insurance premiums.