From their credit report, it appears they are making regular payments and haven't been late with any payments on anything in several years, so perhaps they just put their wedding on the cards or something and planned to pay it off, but I don't know.

For example, what part of pre-purchase activities qualifies and what part does not is controversial.Two of your points are critical to follow, regardless of the controversies:1.

So check your operating agreement and consult with an attorney knowledgeable with Delaware law (or whatever state it's incorporated in).

Most of the time, they make you decide the pre-payment penalty based on a range of interest rates they offer.

Get pre approved with a lender if needing to use financing - thanks 

You can also try and incorporate a seller concession of up to 3% (with 3.5% down) which can help cover closing costs and reduce the cash needed to close.

It would be unfortunate if the Wyoming LLC is the deed holder if the property is located in PA as I suspect you are likely getting hit with recurring registered agent fees (I don’t have direct experience working with LLC’s in Wyoming because there are absolutely no added protections incorporating in Wyoming but that’s my hunch).

Depending on where you incorporate your name will still be recorded on the public record with the Secretary of State.

I tried working in the Pre foreclosure market for a year and had no luck.

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