The second will ignore the debt-to-income ratio underwriting concept diligent lenders use.

They generally will ignore anyone that isn't in their appraisal circle.

I see quite a bit of homes that look like they've been ignored, very distressed. 

Personally, I might even just ignore them until an actual legal summons.

@Melissa Gittens Pick a niche, then pick a sub-niche, focus on networking and ignore everything else. 

@James Chun II This may just be ignorance on my part, by why keep properties that "just about break even"? 

@Enyi Ajoku "i dont think i would want to be your tenant lol"You absolutely would not want to be my tenant if your intent is to ignore and violate your lease.

The last thing I want to think about when deciding whether to terminate a lease on bad terms or evict a non-payer is whether or not they are going to pull into my driveway when I'm not home and my kids are playing in the yard.This is a business that usually has positive personal interactions, but the potential for disagreements and hurt feelings cannot be ignored. 

I started looking around using the MLS, but know choosing the right area (and ignoring even certain streets in an area) is paramount to making a good decision and need to start working with people familiar with that area that can work with.While I do have money saved up, I am also wondering how feasible it is to get traditional lending and then going through a private lender to finance the rest or at least reduce the 20% down amount to not down the money into the house – oh, and so that it cash flows?

If you don't mind me asking (and just ignore if you're not comfortable) what kind of real estate investing do you do in the area?