There were also pre-payment penalties that were associated with that loan product.

I'm glad you two were able to connect.Although we have a pool of conventional and portfolio lenders, the challenge today is there are not a lot of "stated income" loan products.  

By providing this a quality product with managed expectations and professional management oversite, this property continues to cash flow well and consistently.

There are way to many PM's not getting properties rented and they are staying vacant, there is also way to many rentals being rented less than market rent to get a "quick tenant" causing investors to lose money, you will also need that PM to be completely productive and quick to the applicants and also not trying to incentivize off of your property needing repairs.

@Shane BoyleFHA is a great product for a low down payment, but costly over time due to the mortgage insurance staying on for the life of the loan, with the low down payment.

Depending on creditworthiness rates and fees are pretty in line with other loan products. 

When I was looking about 8 years ago RBC had a couple of products available. 

The seasoning requirements, LTVs, and drivers of the difference in purchase/appraisal values will be effected by the loan product.

I believe good solid nutrition will only enhance your productivity and enjoyment of your accomplishments.

A high level overview of anticipated rental production is high season of June, July and August and roughly 10% of valuation in gross annual income.