They now collect that informaton at the birthing hospital. 

I'd also suspect that as an owner-occupant, one might be able to skirt strict STR laws, and rent out a primary in an extremely in-demand market, especially in the near-term (think collecting huge fees seasonally around CU football games the next few years). 

Avail, Apartments.com, Buildium, RentRedi, and several other platforms allow you to make leases that can be signed online electronically and also will then collect rent through their portal. 

The owner's title policy premium, title search and closing services (collectively, "Owner's Policy and Charges") shall be paid, as set forth below.

Kinda nice because now you get to be the bank and collect payment on your terms, instead of the OTAs using the guest's for their own liquidity need until they pay you out. 

Sounds like you're also counting on some salary increases which is building too much optimism into your math.

I collect the first month's rent the day they move in.In my area, I am comfortable working with the existing tenant to arrange showings before they move out.

All under one lease and you should collect rent in one payment. let them figure it how to pay. 

Pay a vagrant to collect and store the crap for 1 year and then deliver it to them wrapped up as a present.Frank

They claim they havent collected enough $$ most months to provide a payment.