Jay, your comment reminds me of when I was first putting my toes into this business, and I had the brilliant idea to invest in Newburgh, New York.  

Hell, it seems every other week, I seem to read about some brilliant kid in his 20s who has accumulated more than that after four years in. 

exactly if I could own a portion of yellow letters .. a dash of property Radar and maybe a little of Zillow and Truilia .. who cares about buying houses.. just sell tools to the mass'snow don't get me wrong I love those guys who own those companies and I think they are brilliant business folks.

@Ted Woolley Brilliant, would save me a ton of work and cost much less than full replacement

@Brilliant ClaytonAbsolutely, most certainly, definitely, not.There are an incredible variety of things that insurance doesn't cover.  

Account ClosedPhil, that was a brilliant response.

My brilliant PM agreed to give him Friday night (2 days) to get out.

However my next brilliant idea was leveraging this thing more.

As someone who makes offers sight unseen, I hate your rule, but it is brilliant.

I didn't go to the site linked above, they may give the areas of analysis, not an issue, but data will be.It's also beyond the expertise of untrained parties regardless of how brilliant they may be or think of their abilities to assess institutional risks as much of it is subjective.